Remortgaging – Get a Better Deal on Your Mortgage

Your mortgage is one of your biggest financial commitments, so why pay more than you need to? Whether your current deal is ending, you want to reduce your monthly payments, or release equity from your home, remortgaging could be the smart move. At Luna Mortgages, we help homeowners across the UK find better mortgage deals tailored to their needs.

Why Consider Remortgaging?

🔹 Lower Interest Rates: Secure a better deal and save money on repayments.
🔹 Reduce Monthly Payments: Switch to a lower rate and free up extra cash.
🔹 Release Equity: Access funds for home improvements, investments, or other big expenses.
🔹 Debt Consolidation: Combine high-interest debts into a single, more manageable mortgage payment.
🔹 Avoid Standard Variable Rates (SVR): When your fixed-term deal ends, your lender’s SVR may be higher—remortgaging can help you avoid this.

How Does Remortgaging Work?
1️⃣ Review Your Current Mortgage: Check your interest rate, remaining term, and early repayment charges (if any).
2️⃣ Compare New Deals: Our experts will search the market for the most competitive options.
3️⃣ Apply for a New Mortgage: We handle the paperwork and liaise with lenders on your behalf.
4️⃣ Switch & Save: Once approved, your new lender pays off your old mortgage, and you start benefiting from better terms.

When Should You Remortgage?
✔ If your fixed-rate deal is ending soon
✔ If your home’s value has increased, allowing you to access better rates
✔ If you want to switch from an interest-only to a repayment mortgage
✔ If you're looking to borrow more against your home’s equity

Let’s Find You a Better Mortgage Deal! At Luna Mortgages, we take the stress out of remortgaging. Contact us today for a free consultation and see how much you could save. 📞 Call us: [Your Phone Number] 📩 Email: [Your Email]